about solutions financial services
We’ve spent over two decades learning what banks refuse to understand: that a business’s story matters more than its credit score. Since 2001, we’ve helped 500+ businesses access the capital they need. Often when every other door was closed.
$85M+
FUNDED
$85M+
FUNDED
500+
CLIENTS
24 hrs
typical funding speed
35+
YRS EXPERIENCE
$85M+
FUNDED
500+
CLIENTS
24 hrs
typical funding speed
35+
YRS EXPERIENCE
Solutions Financial Services was founded on a simple frustration: good businesses with real potential were being turned away by lenders who couldn’t see past a credit score or a rough quarter. We set out to change that.
As part of a larger group of companies operating in equipment sales, vehicle repair, rental services, manufacturing, and land development, we don’t just lend — we understand operations.
Our sister companies employ over 1,200 workers across Utah, Idaho, Nevada, and Wyoming. That footprint gives us something most lenders simply don’t have: first-hand knowledge of the industries we serve.
That’s why when you work with us, you get a real person — a dedicated account manager who finds the path to approval, even when that path is unconventional.
FOUNDED
2001
— Salt Lake City, UT
FREE QUOTE · NO HARD CREDIT CHECK
Takes 60 seconds. No commitment required.
Our experience isn’t theoretical. We’ve built and operated companies through recessions, booms, and everything in between.
BUSINESS EXPERIENCE
Over three decades owning and operating diverse companies in good times and bad. We understand your challenges from the inside out.
EMPLOYEES ACROSS SISTER COMPANIES
Our parent group spans Utah, Idaho, Nevada, and Wyoming, giving us deep operational knowledge across industries.
MINIMUM CREDIT SCORE
No perfect credit required. We specialize in situations banks consider too risky. Negative cash flow, used equipment, unconventional collateral.
what we stand for
what we stand for
01
We close most loans within 24 hours. Not by cutting corners, but through a process built from two decades of experience.
02
We take time to understand your business: Where it’s been, where it’s going, and why you need capital now.
03
You’ll always deal directly with a dedicated account manager. No call centers, no handoffs.
04
Our success is tied to yours. We’re not processing transactions — we’re investing in partners.
— READY TO APPLY?
We don’t need a perfect application, just an honest picture of where your business is and where you want to take it. Here’s what we look for:
Typical approval in 24 hours. A dedicated account manager will reach out to guide you through every step.
INDUSTRIES WE SERVE
We specialize in asset-heavy, cash-intensive industries where traditional lenders struggle to see the full picture.
Equipment financing, working capital, and project funding for contractors navigating inconsistent cash flow.
Capital for excavation operators who need to move fast on equipment and contracts alike.
Semi truck loans and commercial fleet financing with same-day decisions and flexible terms.
New or used — we finance the heavy equipment your business depends on, even when banks say no.
How it works
We’ve simplified the entire process so it takes minutes, not weeks. No stacks of paperwork. No waiting 30–90 days for a bank committee to decide your fate.
How it works
We’ve simplified the entire process so it takes minutes, not weeks. No stacks of paperwork. No waiting 30–90 days for a bank committee to decide your fate.
Tell us about your business using our short form. No hard credit check, no lengthy questionnaire.
— Takes ~60 Seconds
Your dedicated account manager walks you through the exact path to get approved.
— No cost, no obligation
Most clients receive funds within 24 hours. Some complex loans take up to 5 business days.
— as fast as 24 hours
Serving businesses across the US (excluding CA, NY, HI, and AK). Loans from $100,000 to $3,000,000. Apply today and get a free quote with no hard credit check.
BBB Accredited · No Hard Credit Checks · 600+ Credit Score Minimum · $100K Minimum Loan